The path to financial independence begins with an independent financial advisor. With excellent expertise and a comprehensive understanding of the financial markets, an independent financial advisor can help you achieve your financial goals. A good financial advisor will empower you to make wise financial decisions in an efficient manner. An independent financial advisor can help you achieve your financial goals by helping you develop a financial strategy based on your specific financial needs. He or she can also help you secure your financial future and preserve your assets.
But the term “independent financial advisor” is not clearly defined in Germany. That’s why we recommend taking a closer look in advance at who you are entrusting with these important tasks.
But the term “independent financial advisor” is not clearly defined in Germany. That’s why we recommend taking a closer look in advance at who you are entrusting with these important tasks.
What accreditation do I want from my independent consultant?
Mostly, one also knows his/her existing consultant for a very long time, or he/she was introduced and adopted by parents or friends. There is then almost blind trust and the relationship comes before the actual results. However, this can end up being particularly expensive in this area of life.
Get yourself an overview of the different types of consultants on the market and thus choose the consultant or salesperson that is right for you.
The German government’s guide to financial advice, for example, can also be helpful in finding the right advisor for you.
As a licensed financial services institution, Honorarfinanz AG has to fulfill special equity capital, disclosure and auditing obligations vis-à-vis the German Federal Financial Supervisory Authority (BaFin).
Are you looking for legally guaranteed independence in investment advice? According to §94 of the Securities Trading Act, the term “independent fee-based investment advisor” is protected! Honorarfinanz AG is subject to the Honoraranlageberatungsgesetz:
Honorarfinanz AG may act exclusively in the customer’s interest and may not accept any commissions. Further special duties of conduct and organization, such as independence in product selection, are to be fulfilled by Honorarfinanz AG as a registered “Honorar-Anlageberater”.
Decide for yourself which type of consultant is right for you:
You now want to know what the independent financial advisor – ideally with a KWG license – can offer you in concrete terms?
Your added value of fee-based consulting
“How do I define my goals?”
To define your financial goals, you should analyze your current financial situation and your future plans. This includes analyzing your income sources, expenses, debts, assets and goals. You should also consider your risk tolerance. This analysis can help you get an overall picture of your current financial situation and help you determine your goals and priorities.
An independent financial advisor can help you determine your goals, make financial plans to
“When should I make an appointment with an independent financial advisor?”
You can make an appointment with an independent financial advisor whenever you want. However, it is important that you take the time to examine your financial situation and have a clear picture of what you want to accomplish before making an appointment. Even if you have no idea how to define your goals or no idea how to organize your records, your independent financial advisor is always happy to help.
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