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Are you looking for independent financial advice in Leipzig?

Of course, you could simply walk into the bank branch or insurance agency around the corner. However, you can hardly expect to receive advice there that is solely in your best interest. Commissions and profits for the product providers will usually result in a sales pitch that is more or less helpful.

Our independent financial advisory firm in Leipzig offers unbiased, tailored recommendations without any sales pressure or hidden commissions. This type of advice is particularly valuable when making complex financial decisions, such as planning for retirement, building wealth, or investing in real estate.

Please note: An independent financial advisor should not be allowed to collect commissions!

When is it worth seeking independent financial advice?

In complex financial situations or when there is uncertainty regarding existing contracts
If you want to optimize costs and returns
During major life events such as inheritances, real estate purchases, or retirement

Do you have a far-reaching and complex financial decision to make and would like to seek expert advice?

But which advisor should you trust?

Should he be able to provide advice without a conflict of interest?

Why fee-based financial advice?

If you’re looking for independent financial advice in Leipzig, you’re actually looking for fee-based financial advice.
This approach clearly separates advice from product sales.

Financial advisors who are certified under Section 15 of the German Securities Trading Act (WpIG) and Section 32 of the German Banking Act (KWG) or Section 34h of the German Commercial Code (HGB) are considered “true” fee-based advisors and are therefore bound by the prohibition on accepting commissions. This ensures that your interests are always the top priority.

In partnership with Honorarfinanz AG, I work as a fully licensed fee-based investment advisor (=”Honorar-Anlageberater”) alongside my network to serve my clients’ best interests, always keeping the achievement of their financial goals at the forefront.

The benefits of fee-based consulting at a glance:

100% independence and no commissions
A clear overview of your financial situation
Advice and transparency regarding the cost and risk structure of your financial products
Support with retirement planning, investment planning, and loans
Use of low-cost, commission-free products such as ETFs

We also assist you with strategic financial planning.

Schedule a free introductory consultation now

Florian explains in a knowledgeable and friendly manner how best to plan for retirement and which investments are well-suited to your risk profile. Highly recommended!

Marco Beckmann
Tax advisor, Leipzig

Added Value: Fee-Based Financial Advice

With our fee-based advice, we’ll help you find the strategy that most effectively brings you closer to your goals. In doing so, we can usually recommend commission-free products that typically generate significant additional financial returns on your investments and retirement savings.

Here is a sample calculation that illustrates how much return can be lost by investing in expensive, actively managed mutual funds, compared to a commission-free portfolio created in collaboration with a fee-based financial advisor:

An overview of fee-based financial advisory services:

1. Your interests are our priority

There are no conflicts of interest because we do not receive any commissions from third parties.

2. Invest instead of speculate

We leave trends, fashion topics, and forecasts to others. Our investment advice is based on scientific findings from capital market research.

3. Maximum transparency

We itemize all costs. There are no hidden fees with us.

I’ll provide answers to all your questions. I’ll offer you comprehensive advice and provide you with personalized, tailor-made solutions that are right for you.

Florian Zekert
Financial planners and fee-based investment advisor

Our Consulting Process

Shall we start with the first step? Book here: Understanding – Initial Consultation

Understand

Our collaboration begins with a no-obligation initial consultation, during which we get to know each other and see if we’re a good fit. We’ll discuss your financial situation, your goals, and your expectations. Afterward, we’ll let you know if we can help you. If so, we’ll explain our approach and philosophy. If we see a good fit for working together, we’ll clarify your specific consulting needs and provide a transparent, binding quote. You’ll then decide whether you’d like to hire us.

Plan

Once you’ve engaged our services, we’ll schedule an initial consultation on the topic of your choice. During this meeting, we’ll assess your specific consulting needs and tailor our approach to best fit your life situation. Whether it’s retirement planning, investments, or comprehensive financial planning—we guarantee you sound, expert, and holistic advice. Based on this analysis, we’ll develop an initial strategy for your financial future that takes your aspirations and goals into account and shows you the best possible path forward.

Develop

Together, we will develop a personalized wealth management strategy for you. We will select efficient and cost-effective product solutions that are best suited to your needs. If you already have existing financial products, we will take them into account and use them to derive appropriate recommendations for action. Our goal is to optimize your financial situation as much as possible and help you achieve your goals efficiently.

Consult

During a detailed presentation, we will outline your wealth management strategy and discuss the pros and cons of the proposed measures. The plan is designed so that you can implement it on your own. If you would like assistance, we would be happy to handle the implementation for you. Our goal is to provide you with clear and well-founded guidance so that you can choose the best path for your financial future—with or without our continued support.

Implement (Optional)

Would you like us to handle the implementation of the plan for you? No problem—we’d be happy to take care of it. We’ll prepare all the necessary contractual documents and assist you with the implementation, such as sourcing the appropriate products. Our goal is to make the process as simple and efficient as possible for you, so that you don’t have to worry about a thing and your wealth management strategy is implemented smoothly.

Ongoing support (optional)

The consultation and implementation phases are now complete, but both the financial landscape and your personal circumstances are constantly changing. If you would like us to manage your assets on an ongoing basis and make regular adjustments, we would be happy to assist you through our asset management services. For this ongoing service, we charge a transparent fee in line with market standards. This ensures that your wealth management strategy remains optimally aligned with current developments and your individual needs at all times.

Fazit:

Fee-based advisory services are ideal for high-net-worth individuals and high-income earners seeking transparent, customized financial planning free from conflicts of interest. Our collaboration always begins with a no-obligation initial consultation to discuss your expectations and determine the potential value we can provide.

Schedule an introductory meeting